HMRC 2025/26 Rates
Know what you actually take home
Instant UK salary breakdowns after tax, NI, pension, and student loan. Compare offers, optimise your pension, and stop guessing about your pay.
Instant UK salary breakdowns after tax, NI, pension, and student loan. Compare offers, optimise your pension, and stop guessing about your pay.
From a simple gross-to-net calculation to deep tax band analysis. Built with HMRC accuracy and designed for clarity.
Enter any gross salary (annual, monthly, weekly, or hourly) and see your net pay after every deduction, instantly.
Full support for both HMRC and Scottish Government tax bands, selectable per calculation and per comparison.
Toggle between Annual, Monthly, Weekly, and Hourly. Perfect for comparing offers quoted in different frequencies.
All current plans supported: Plan 1, 2, 4, 5, and Postgraduate Loan with accurate 2025/26 thresholds and rates.
Salary Sacrifice and Auto-Enrolment pension types with configurable percentage. See the real impact on your net pay.
Colour-coded stacked bars show exactly what fraction of gross goes to take-home, tax, NI, pension, and student loan.
Enter two salaries side by side, each with independent settings. See the exact take-home difference and a full deduction comparison table.
Every deduction compared: Gross, Pension, Income Tax, National Insurance, and Take-Home, with the difference highlighted. Plus marginal rate analysis that shows exactly what percentage of a raise goes to deductions.
See your salary percentile among full-time workers by age band and region, sourced from ONS ASHE 2025 data. When comparing offers, watch your percentile shift in real time.
Tools that go beyond calculation. Find tax-efficient strategies, compare living costs, and plan for the future.
Slide to adjust your contribution and see how it affects take-home today vs. your projected pension pot at retirement.
Compare living costs between 20+ UK areas with an equivalent salary calculation and interactive map.
See what you actually take home from a bonus after tax and NI. Compare salary sacrifice to keep more.
A meticulously crafted dark mode that's just as clear and readable as light. Every screen, every chart, every detail.
No accounts. No tracking. No ads. Every calculation happens entirely on your device.
All data stays on your iPhone. Nothing is uploaded, shared, or tracked. Ever.
Calculations use published, official 2025/26 rates. The tax year is shown throughout.
A clean, focused experience with zero interruptions. Your attention is never the product.
Download SalarySnap free and see your real take-home pay in seconds.
